Debt to income ratio: How to improve it
*This is a guest post You may be facing a situation in which your credit debt is giving you constant nightmares. In such a scenario if you apply for a hone loan you may not be eligible because of your debt to income ratio. You may have to consider credit card debt consolidation as a [...]
Endowment Plans for U?
I think Mike’s post on Endowment Plans was excellent in comparing yield-to-maturity across different plans offered by different providers. Would be a shame if I did not share this information. I do not really advocate endowment plans because of the cost involved and the opportunity costs of investing the money elsewhere. To me, it is [...]
Citibank Step-up versus POSBsavings
It is good that offthebeatentrack has posted this little comparision between POSB savings and Citibank Step-up interest account. Currently I have the Citibank step up interest account and it does seem a little complex. I got it because I signed up for 2 of their credit cards and I’d thought an account with them would [...]
Are You a Financially Struggling Student?
These days, I’ve been thinking about students who are struggling not only to cope with their studies but also their finances. I know of some in the past who suffered because they did not have enough to spend, even for books. Decided to write a little articles on tips to survive as a student who [...]
