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	<title>Passive Income for Life&#187; Insurance</title>
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	<link>http://www.passivelifeincome.com</link>
	<description>A Journey of Discovering Multiple Streams of Passive Income</description>
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		<title>Consumer Spending Trends in China &#8211; 2010</title>
		<link>http://www.passivelifeincome.com/investment/consumer-spending-trends-in-china-2010</link>
		<comments>http://www.passivelifeincome.com/investment/consumer-spending-trends-in-china-2010#comments</comments>
		<pubDate>Wed, 19 Jan 2011 13:49:50 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[recent news]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=1056</guid>
		<description><![CDATA[Image by Newton Free Library via Flickr A remiser sent an article to me which i&#8217;d thought it was quite insightful into the Chinese economy. It talks about top consumer spending trends in China last year. See this blog post.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Good Deal? &#8211; Incomeshield Plan Upgrade with NO underwriting</title>
		<link>http://www.passivelifeincome.com/insurance/a-good-deal-incomeshield-plan-upgrade-with-no-underwriting</link>
		<comments>http://www.passivelifeincome.com/insurance/a-good-deal-incomeshield-plan-upgrade-with-no-underwriting#comments</comments>
		<pubDate>Thu, 28 May 2009 04:05:18 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[promotions]]></category>
		<category><![CDATA[advocate]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Clients]]></category>
		<category><![CDATA[incomeshield]]></category>
		<category><![CDATA[incomeshield plan]]></category>
		<category><![CDATA[incomeshield promo]]></category>
		<category><![CDATA[incomeshield upgrade]]></category>
		<category><![CDATA[ntuc incomeshield]]></category>
		<category><![CDATA[rewards]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=956</guid>
		<description><![CDATA[Recently, NTUC has launched a promotion on a Free upgrade for their IncomeShield Plan. You can find more about it here. Mike has also blogged about it briefly here with a summary. Well, as with all good deals, it spurred me on to find out more so I emailed by financial advisor about it. This [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Planning early for life coverage</title>
		<link>http://www.passivelifeincome.com/insurance/planning-early-for-life-coverage</link>
		<comments>http://www.passivelifeincome.com/insurance/planning-early-for-life-coverage#comments</comments>
		<pubDate>Wed, 25 Feb 2009 13:00:29 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[recent news]]></category>
		<category><![CDATA[American International Group]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[Brokerages]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[earnings]]></category>
		<category><![CDATA[Financial adviser]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Health Life]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[publishers]]></category>
		<category><![CDATA[singapore]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=784</guid>
		<description><![CDATA[Image via Wikipedia Thought this was an excellent article that was published on Singapore Business Times on16 Feb by Quah Chin Chin. I&#8217;d thought it&#8217;s very relevant to one of the themes of my blog so to sharethis with you. BUYING a life insurance policy is a crucial step in financial planning. Such insurance is [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Endowment Plans for U?</title>
		<link>http://www.passivelifeincome.com/insurance/endowment-plans-for-u</link>
		<comments>http://www.passivelifeincome.com/insurance/endowment-plans-for-u#comments</comments>
		<pubDate>Mon, 19 Jan 2009 05:05:22 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[advocate]]></category>
		<category><![CDATA[discipline]]></category>
		<category><![CDATA[endowment plan]]></category>
		<category><![CDATA[endowment plans]]></category>
		<category><![CDATA[guaranteed returns]]></category>
		<category><![CDATA[investment risk]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[opportunity costs]]></category>
		<category><![CDATA[shame]]></category>
		<category><![CDATA[termsimplicity]]></category>
		<category><![CDATA[yield to maturity]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=661</guid>
		<description><![CDATA[I think Mike&#8217;s post on Endowment Plans was excellent in comparing yield-to-maturity across different plans offered by different providers. Would be a shame if I did not share this information. I do not really advocate endowment plans because of the cost involved and the opportunity costs of investing the money elsewhere. To me, it is [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is NTUC Income Capital Plus policy for you?</title>
		<link>http://www.passivelifeincome.com/insurance/is-ntuc-income-capital-plus-policy-for-you</link>
		<comments>http://www.passivelifeincome.com/insurance/is-ntuc-income-capital-plus-policy-for-you#comments</comments>
		<pubDate>Fri, 02 Jan 2009 13:47:22 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[capital plus]]></category>
		<category><![CDATA[ntuc guaranteed policy]]></category>
		<category><![CDATA[NTUC Income Capital Plus]]></category>
		<category><![CDATA[ntuc income endowment]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=599</guid>
		<description><![CDATA[In Mike Dirnt&#8217;s blog in which I have been constantly following, he mentioned about the recent NTUC Income Capital Plus. It does seem attractive to have a high guaranteed interest rate of return this way and in this difficult period, there are a lot of people who will jump on this boat as mentioned in [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Investment Commentary from IPP</title>
		<link>http://www.passivelifeincome.com/insurance/investment-commentary-from-ipp</link>
		<comments>http://www.passivelifeincome.com/insurance/investment-commentary-from-ipp#comments</comments>
		<pubDate>Wed, 17 Sep 2008 12:04:26 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[recent news]]></category>
		<category><![CDATA[aia]]></category>
		<category><![CDATA[aig]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[client communication]]></category>
		<category><![CDATA[global crunch]]></category>
		<category><![CDATA[investment commentary]]></category>
		<category><![CDATA[ipp]]></category>
		<category><![CDATA[lehman brothers]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=189</guid>
		<description><![CDATA[I got a recent mail from my financial advisor from IPP regarding the recent happenings to Lehman Brothers and AIG. Here&#8217;s the latest client communication. client-communication-2008-09-17-back-to-basics Lehman Brothers The #4 investment bank filed for Chapter 11 bankruptcy protection, which effectively buys the 158-year old US bank time to sell off its assets to creditors.  Lehman’s [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>AIA assures policyholders</title>
		<link>http://www.passivelifeincome.com/insurance/aia-assures-policyholders</link>
		<comments>http://www.passivelifeincome.com/insurance/aia-assures-policyholders#comments</comments>
		<pubDate>Wed, 17 Sep 2008 08:09:02 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[recent news]]></category>
		<category><![CDATA[aia]]></category>
		<category><![CDATA[aia insurance]]></category>
		<category><![CDATA[aig]]></category>
		<category><![CDATA[terminate aia policies]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=185</guid>
		<description><![CDATA[After yesterday&#8217;s turmoil in the markets regarding Lehman Brothers and AIG, AIA in Singapore has issued a news release to all policyholders to assure them that their policies will still be valid and fulfilled independent of AIG. (AIA is a subsidiary of AIG). AIA has sufficient funds to tide over the crisis. To see their [...]]]></description>
		<wfw:commentRss>http://www.passivelifeincome.com/insurance/aia-assures-policyholders/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AIG scrambling?</title>
		<link>http://www.passivelifeincome.com/insurance/aig-scrambling</link>
		<comments>http://www.passivelifeincome.com/insurance/aig-scrambling#comments</comments>
		<pubDate>Tue, 16 Sep 2008 09:42:03 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[american international assurance]]></category>
		<category><![CDATA[american international assurance company]]></category>
		<category><![CDATA[confidence]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[insurance funds]]></category>
		<category><![CDATA[insurance policy holders]]></category>
		<category><![CDATA[insurance subsidiaries]]></category>
		<category><![CDATA[lehman brothers]]></category>
		<category><![CDATA[life insurers in singapore]]></category>
		<category><![CDATA[merrill lynch]]></category>

		<guid isPermaLink="false">http://www.passivelifeincome.com/?p=154</guid>
		<description><![CDATA[The recent episode that happened to Lehman brothers and Merrill Lynch is causing a spread of fear in AIG&#8217;s assets too. Many insurance policy holders are anxious and are worried that in the event that AIG faces the same fate as the Big Brothers, their policies will turn to naught and would not be fulfillable. [...]]]></description>
		<wfw:commentRss>http://www.passivelifeincome.com/insurance/aig-scrambling/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Policies in Singapore</title>
		<link>http://www.passivelifeincome.com/insurance/insurance-policies-in-singapore</link>
		<comments>http://www.passivelifeincome.com/insurance/insurance-policies-in-singapore#comments</comments>
		<pubDate>Tue, 01 Jul 2008 06:51:00 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://affliliatejourney.wordpress.com/2008/07/01/insurance-policies-in-singapore/</guid>
		<description><![CDATA[This post summarises the types of insurance products mainly found in Singapore. Basically, insurance products are generally divided into 2 categories: policies with death coverage and policies without death coverage. Policies with Death Coverage1. Whole Life2. Term3. Investment Linked Products (ILP)4. Endowment5. Personal Accident (PA) Policies without Death Coverage *Do not have cash value/bonuses1. Hospitalisation [...]]]></description>
		<wfw:commentRss>http://www.passivelifeincome.com/insurance/insurance-policies-in-singapore/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Common Mistakes in Protection Planning</title>
		<link>http://www.passivelifeincome.com/insurance/10-common-mistakes-in-protection-planning</link>
		<comments>http://www.passivelifeincome.com/insurance/10-common-mistakes-in-protection-planning#comments</comments>
		<pubDate>Tue, 01 Jul 2008 03:06:00 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://affliliatejourney.wordpress.com/2008/07/01/10-common-mistakes-in-protection-planning/</guid>
		<description><![CDATA[Protection Planning ought to be seen holistically in terms of financial planning. The core concepts of financial planning consists of:a. Wealth Protection (protecting what you have now)b. Wealth Accumulation (getting more than what you have now)c. Wealth Preservation (protecting what more you have gotten)d. Wealth Distribution (efficiently giving away all that you have got) Without [...]]]></description>
		<wfw:commentRss>http://www.passivelifeincome.com/insurance/10-common-mistakes-in-protection-planning/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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