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A Good Deal? – Incomeshield Plan Upgrade with NO underwriting

Recently, NTUC has launched a promotion on a Free upgrade for their IncomeShield Plan. You can find more about it here. Mike has also blogged about it briefly here with a summary. Well, as with all good deals, it spurred me on to find out more so I emailed by financial advisor about it. This [...]

Analyst Reports 19: Bear Rally, Whipsaw and the likes

Analyst Reports 19: Bear Rally, Whipsaw and the likes

Image via Wikipedia In my last post, i mentioned about expecting the unexpected and that i was expecting a pullback. It does seem that I was right on both counts. (But to put a caution to the previous statement, almost everything can be right on hindsight, just depending on the timeframe). 1) STI did pullback [...]

Endowment Plans for U?

I think Mike’s post on Endowment Plans was excellent in comparing yield-to-maturity across different plans offered by different providers. Would be a shame if I did not share this information. I do not really advocate endowment plans because of the cost involved and the opportunity costs of investing the money elsewhere. To me, it is [...]

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